How to Invest in 2012?
Filed Under: Business, World | Posted: 12/27/2011 at 11:44PM
Comments | Region: United Kingdom (Great Britain)
The past year was really bad for the world of investments. The house did not rise, the prices of shares and not even those who bet on gold achieve great success because since September the price of bullion has been falling in the midst of great uncertainty.
What do this year 2012?
There are not many signs indicate that 2012 will be a good year for the economy global: the winds of crisis remain in Europe United States and now even talk of a slowdown in emerging markets like China, India and Latin America.
But there is an investment strategy known for years as we have been difficult and we are facing in 2012: the strategy is to manage risk.
The risk is really the foundation of everything in an investment and it remains true that the greater the risk, the greater the chances of winning. The important thing is knowing how to manage that risk.
Professional investors are sophisticated computer programs to the topic of risk. For us as individuals and small investors manage risk is more simple: It is simply not putting all your eggs in one basket and continue with a prudent spending strategy that allows us to maintain and increase savings as we can . This way we can keep browsing the crisis with relative ease.
In 2012 investment themes remain the same, but now we must be even more cautious and analytical decided to invest in the following:
The gold. Some believe that an ounce of gold, which is about $ 1,600 to $ 2,000 will reach in 2012, but this is pure speculation. The gold market is controlled by large international investment funds and is very difficult to anticipate what they will do with the gold in 2012. You’d better stay away from gold. The gold boom depends on things continue to worsen in the global economy. If we believe that the economy will deteriorate further, investing in gold is the way, but that nobody knows.
Housing. The home prices are falling five years and it may be time to buy again. But we must go warily because foreclosures continue to rise and while the inventory of properties in forclosure no decline, prices will be difficult to recover.
The shares. Investing in companies is always a good option but you have to invest with a long horizon. Last year no shares were valued and it is difficult to predict the behavior in 2012. It is best to have some of our investments in stocks but not all. The 2012 will have to further diversify our investments.
Savings, investment that never fails. Reduce costs and increase savings is a strategy that does not fail because if we did our wealth always increases.