Starting a business is a whirlwind not just emotionally but also financially. There’s a lot to do and a lot to learn. As you take on the challenge, you can’t let your personal finances slip. Many business lenders require a personal guarantee. Even if yours doesn’t, you don’t need the additional stress. Building a business […]
4 Ways to Secure Small Business Loans with Bad Credit Score
A bad credit score (business or personal) is a red alert for financial institutions that trade in the small business loans. It’s the one major reason considered by Banks and other lender agencies on your eligibility for a loan. This is because your personal credit score is solely a function of your financial reliability, whiles your […]
How to Give Your Personal Finances a Tune-Up
Many people have a lot of anxiety around personal finance. This can lead to a situation in which they are spending more money than they realize simply because they do not want to review their overall situation. Whether this sounds familiar or you have been neglecting because you don’t have time to go over or […]
7 Personal Finance Stats to Scare You Straight
We’ve all heard stories about how poor financial planning can lead to a whole lot of headaches. Most people have experienced this in some form throughout their lives—be it from overspending, or just feeling the effects of the Great Recession. Unfortunately, there are still a lot of people in bad financial situations in the United […]
How to Fund a Personal Financial Emergency
Internationally, the United States may be viewed as the land of wealth, opulence, and luxury, but for millions of Americans, the reality is much bleaker. Research shows that 78 percent of full-time workers are living paycheck to paycheck, while 56 percent have overwhelming debt. Less than half of American workers are able to save more […]
Choosing the Right Personal Loan for Your Needs
When it comes to getting any sort of credit, it is important to remember that the costs and terms can vary widely from one lender to another. This is why it is essential for those looking for borrow money to ensure they do their research. The affordability and viability of the finance will depend upon […]
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