An article published in the Los Angeles Times highlights the fact that 387,000 disabled Americans throughout the country are eligible for student loan relief. However, despite their eligibility for relief, the Internal Revenue Service (IRS) has failed to do its part to ensure that these Americans are helped, rather than penalized, if student loan relief […]
4 Ways to Secure Small Business Loans with Bad Credit Score
A bad credit score (business or personal) is a red alert for financial institutions that trade in the small business loans. It’s the one major reason considered by Banks and other lender agencies on your eligibility for a loan. This is because your personal credit score is solely a function of your financial reliability, whiles your […]
Simple Steps to Get Approved for a Business Loan in the Era of Low Approval Rates
The Great Recession took its toll on businesses around the world. It made it increasingly more difficult for businesses to get loans. Banks, credit unions and other financial institutions have been much more hesitant to lend money to companies without the right actuarial data. The credit crunch has eased a bit, but some experts are […]
How Trump’s Tax Reform May Affect Your Taxes
Tax season isn’t everyone’s favorite time of the year, but don’t let a new reform overwhelm you. President Trump’s Tax Reform Act was passed on December 22nd, 2017. The Act is designed to cut income tax rates, it doubles the Standard Deduction, and eliminates many personal exemptions. The individual changes became effective January 1st, 2018, […]
5 Things You Can Do to Get a Business Loan When You Have Bad Credit
All businesses start off on a clean slate without credit. However with time, some businesses find themselves wallowing in bad credit business loans. Bad credit occurs when businesses owners fail to make the right choices with respect to credit as well as other financial accounts. Such choices include failing to make timely payments on bills, […]
Home Loan Be Gone: 4 Ways to Speed Up Repayments
Home loans are typically long-term, lasting anywhere between 10 and 25 years, they leave borrowers indebted for the major part of their active life. Settling for long-term loans, however, helps spread the repayments over time, sparing funds for more pressing needs but at a higher cost. What if the loan can be paid up much […]
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